Terms & Conditions

By accessing or using LifePlusWisdom, you agree to these Terms & Conditions. If you do not agree, do not use the service.

1. Use of Service

• You must be at least 13 years old (or 16 where applicable) to use the service.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree not to misuse the service or violate applicable laws.

2. Content

• You retain ownership of content you create. You grant us a limited license to store and display it to provide the service.
• Public content is visible to others. Private content is visible only to you unless you change visibility.
• We may remove content that violates policies or laws.

3. Subscriptions & Payments

• Paid features may require a subscription. Fees and billing cycles will be disclosed at purchase.
• Third-party payment processors handle transactions. We receive limited payment metadata.
• Refunds, if any, are provided per our posted policies and applicable law.

4. Privacy

Your use is also governed by our Privacy Policy and Cookie Policy.

5. Disclaimers

The service is provided "as is" without warranties of any kind. We do not provide medical, legal, or professional advice. For emergencies or serious concerns, seek help from qualified professionals.

6. Limitation of Liability

To the fullest extent permitted by law, LifePlusWisdom and its affiliates are not liable for indirect, incidental, special, or consequential damages arising from your use of the service.

7. Changes to Terms

We may update these Terms from time to time. Continued use after changes constitutes acceptance.

8. Contact

Questions about these Terms? Contact [email protected].